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Fall and winter are a wonderful time of the year. With the holidays approaching, you probably have a lot on your plate and on your mind. You may not be thinking about your next dental appointment. However, here’s why you should – you only have a short time remaining to maximize your 2018 dental benefits. Not sure what we’re talking about? Your dentist in Medford has answers!
Understanding Dental Insurance Benefits
There are a few important facts to understand about your dental insurance benefits to ensure that you schedule the right appointments for yourself and your family.
- Dental plans typically run on a calendar year system, which means that your benefits start in January and end in December.
- Most plans also have a yearly maximum ranging from $1000 to $2000. This is the highest amount your insurance plan will pay for treatment during the year.
- If you don’t use your benefit by the end of December, you will lose them because they don’t roll over into 2019’s benefits.
So, what does this mean for you? That now is the right time to contact your dentist to determine if you have had two cleanings and checkups this year. It is also a good idea to complete any treatment such as a dental crown or filling that was recommended this year before your benefits run out and you lose your dollars.
Why Preventive Care Is Important
Dentistry focuses on prevention, which is why most dental plans will cover your six-month cleaning and checkup appointments at 100%. This coverage means there is little to no out-of-pocket cost for you, so it is important to take advantage of this benefit and visit your dentist twice each year.
Your dentist can detect many concerns early on, so preventive care helps you avoid more significant and painful problems such as tooth decay and cavities and helps you avoid your emergency dentist in Medford.
As an example, if your dentist finds tooth decay, you can be proactive about treating it right away, and that usually means it can be treated with a simple dental filling. A filling is less complicated and doesn’t require much recovery time, discomfort, or any time missed at work. Ignoring tooth decay could result in the need for a more significant and costlyprocedure.
Do You Have Questions?
Dental insurance can be tricky to navigate on your own, so if you have more questions about what it covers, or what treatment or appointmentsyou should schedule before the end of the year, give your Medford dentist acall today for more information.
About Island Daily Dental Care
Dr. GaryRosenfeld has been taking exceptional care of patients for more than30 years. He has hand-selected a team of professionals who share his vision and provide comprehensive and high-quality dental care to patients in Medford seven days a week.
If you would like to contact Island Daily Dental Care, we can be reached by calling 631-286-9000 or through our website.